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30 Year Fixed Conforming
RateAPRPoints
3.625%3.706%0.000%
20 Year Fixed Conforming
RateAPRPoints
3.500%3.613%0.000%
15 Year Fixed Conforming
RateAPRPoints
3.125%3.269%0.000%
10 Year Fixed Conforming
RateAPRPoints
3.000%3.209%0.000%
ARM 5/1 30 Years
RateAPRPoints
3.375%4.097%0.000%

No matter how hard you work and save, it can be difficult to pull together the thousands of dollars needed for a down payment on a house. The good news is that TCU can help you get your foot through the door with a loan program that offers financial breaks to first-time homebuyers.

  • Fixed rate
  • Reduced down payment requirements as low as 3%
  • May qualify for up to an $8,000 down payment assistance grant
  • Qualified borrowers can use gifted funds toward their down payment
  • Discount on private mortgage insurance (PMI)