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Teachers Credit Union Home Page
Teachers Credit Union Home Page

The Benefits of a TCU Certificate

Are you looking for a low-risk investment with a higher rate of return than a traditional savings account? Consider the benefits of a TCU Certificate — a deposit account with a set term and a guaranteed rate.

Are you looking for a low-risk investment with a higher rate of return than a traditional savings account? Consider the benefits of a TCU Certificate — a deposit account with a set term and a guaranteed rate.

Here are four benefits of a TCU Certificate:

  1. It’s federally insured — Certificates are federally insured up to $250,000 by the National Credit Union Administration, so you know funds are safe.
  2. Certificates come with a range of terms — With TCU, you can match your Certificate to personal goals with terms from 8, 25 or 28 months.
  3. There are no unknowns — You select the deposit amount and the term with a guaranteed rate. As long as you don’t withdraw the funds before maturity, you are able to calculate dividends upon maturity at the onset of investment.
  4. Low initial opening deposit — You can open a TCU certificate with as little as $500.

Certificates allow you to grow your savings with certainty and peace of mind.

For a limited time, TCU has added a 25-month share certificate special (3.09% APY, $1,000 min). Click here for more information, or visit your local Service Center.