Debit Rebate
Enrolled Members must spend $6,000 in eligible signature-based purchases in a calendar year to qualify for cash back. Once the $6,000 annual minimum is met, you will earn cash back equal to 0.50% of the entire amount of eligible signature-based purchases for goods and services paid for with your TCU Debit Mastercard. Maximum annual cash back amount is $500.
Rebate Redemption: Rebates may be redeemed any time the accumulated rebate balance reaches a minimum of $30. Rebates may be redeemed: online, by logging into TCU Internet Banking or in person, by visiting the nearest service center location; or, by sending a written request to Teachers Credit Union Member Services Department, P.O. Box 1395, South Bend, Indiana 46624-1392.
Mobile Wallet
Google Pay is a trademark of Google LLC. Android, Google Pay, and the Google Logo are trademarks of Google LLC. Google Pay works on Android devices running KitKat 4.4 or higher. Apple Pay is a trademark of Apple Inc., registered in the United States and other countries. Apple Pay works with iPhone 6s and Apple Watch. Samsung Pay and the Samsung Pay logo are trademarks of Samsung Electronics Co., Ltd.
ATMs
TCU Members receive free use of AllianceOne and CO-OP ATMs within Indiana. A $2 foreign transaction fee applies to Alliance One and CO-OP ATMs outside of the state.
Debit Assurance
Debit Assurance applies only to individual debit card transactions. It does not affect recurring debit card transactions (those for which you have set up your debit card as an automatic payment) or purchases made through checks or ACH transactions. Debit Assurance does not approve transactions that will take your account below a negative balance of $500. A fee (or fees) will be charged if your account balance is negative. If you choose not to opt in for Debit Assurance, TCU is required by law to decline transactions when your account balance is insufficient. Standard overdraft/insufficient funds fees still apply if your account balance falls below $0.